Last updated: 10 November 2026
1. Who may use this site
You must be 18 years or older to create an account, subscribe or submit an enquiry. By using this site you confirm that you are.
2. General and educational information
Content on this site is general and educational and is not financial advice. It does not take your personal circumstances into account. Please consider your own situation and speak to a suitably qualified person before acting.
3. The Stoltz Box membership
- Price and billing: prices are shown in South African rand (ZAR) at sign-up. Paid plans are billed monthly or annually, as shown, through PayFast.
- Automatic renewal: paid plans renew automatically until cancelled.
- Cancelling: cancel online any time in your account under Billing. You keep access until the end of the period you have paid for. We do not refund periods already started unless required by law.
- Price changes: we will give you reasonable notice before any price change applies to your plan.
- Your rights: nothing in these terms limits your rights under the Consumer Protection Act or the Electronic Communications and Transactions Act.
4. Your account
Keep your sign-in details safe and tell us if you suspect misuse. You are responsible for activity under your account. Memberships are personal and may not be shared, except for the seats included in a business plan.
5. Acceptable use
Do not misuse the site, attempt to disrupt or gain unauthorised access to it, scrape it at scale, or submit false or unlawful information.
6. Intellectual property
The content, branding and design of this site belong to Stoltz Consult or its licensors. See our copyright policy. You may view and print pages for personal use.
7. Third-party services and links
Payments are handled by PayFast under their own terms. We are not responsible for the content of other websites we link to.
8. Liability
To the fullest extent permitted by law, we are not liable for indirect or consequential loss arising from use of this site or reliance on its general information. Nothing in these terms excludes liability that cannot lawfully be excluded.
9. Governing law
These terms are governed by the laws of the Republic of South Africa, and the South African courts have jurisdiction.
10. Contact
Questions about these terms? Email damien@stoltzconsult.co.za.
Information on this site is general and educational, and is not financial advice.